Car insurance, made simple.

Comprehensive policies include:

• Free Courtesy Car
• Lost or Stolen Key Cover
• 5-Year Repair Guarantee
• Liability to Others
• Driving Abroad
• Accessory Cover
• Accidental Damage

Third-party, Fire & Theft policies include:

• Lost of Stolen Key Cover
• Liability to Others
• Driving Abroad
• Third-Party, Fire & Theft

If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.

If your car is being repaired by one of our approved repairers after a claim, you’ll usually get a small courtesy car to keep you moving while the work’s done.

You're covered for up to £100 of medical expenses for each person injured in your car if it’s involved in an accident.

You're covered for up to £500 if you require a hotel stay when your car is involved in an accident.

We’ll repair or replace your car, parts or accessories if they’re damaged, lost or stolen.

Any repairs carried out by our approved repairers come with a 5‑year guarantee, so you can feel confident the job’s been done properly.

We cover accessories and spare parts that are in or on your car, like breakdown kits or removable extras.

Heading overseas? You’re covered for up to 90 days a year when driving in EU countries, plus places like Norway, Switzerland and Iceland.

You’re covered for legal responsibility if someone is injured, passes away, or their property is damaged because of an accident involving your car.

With our Key Assist Cover, you'll be covered for any of the below:

• Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
• All your car, home and office keys on your keyring
• Locksmith charges
• New locks if it's determined that your key claim represents a security risk
• If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
• Multiple claims across the policy term, totalling £1,500 per period of insurance
• Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
• If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Your car is covered if it’s damaged or lost because of fire, explosion, theft or attempted theft.

Comprehensive policies include:

• Free Courtesy Car
• Lost or Stolen Key Cover
• 5-Year Repair Guarantee
• Liability to Others
• Driving Abroad
• Accessory Cover
• Accidental Damage

Third-party, Fire & Theft policies include:

• Lost of Stolen Key Cover
• Liability to Others
• Driving Abroad
• Third-Party, Fire & Theft

We’ll cover all your navigational equipment which is permanently fitted to your car. Your radio and any other audio and visual equipment will be covered for up to £1000.

If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.

If your car is being repaired by one of our approved repairers after a claim, you’ll usually get a small courtesy car to keep you moving while the work’s done.

If you’re in an accident with an uninsured driver and it wasn’t your fault, you won't lose your No Claims Discount and you will not have to pay your policy excess. We might need to reduce your no‑claims discount and ask you to pay the excess while we look into what happened. Once we’ve confirmed the accident wasn’t your fault and the other driver was uninsured, we’ll put your no‑claims discount back and refund any excess you paid.

To do this, we’ll need:

• The make, model and registration number of the other car
• The name and address of the other driver

You're covered for up to £200 if you require a hotel stay when your car is involved in an accident.

We’ll repair or replace your car, parts or accessories if they’re damaged, lost or stolen.

We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

We'll pay up to £200 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.

We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.

Any repairs carried out by our approved repairers come with a 5‑year guarantee, so you can feel confident the job’s been done properly.

We cover accessories and spare parts that are in or on your car, like breakdown kits or removable extras.

Heading overseas? You’re covered for up to 90 days a year when driving in EU countries, plus places like Norway, Switzerland and Iceland.

You’re covered for legal responsibility if someone is injured, passes away, or their property is damaged because of an accident involving your car.

With our Key Assist Cover, you'll be covered for any of the below:

• Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
• All your car, home and office keys on your keyring
• Locksmith charges
• New locks if it's determined that your key claim represents a security risk
• If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
• Multiple claims across the policy term, totalling £1,500 per period of insurance
• Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
• If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Your car is covered if it’s damaged or lost because of fire, explosion, theft or attempted theft.

Comprehensive policies include:

• Free Courtesy Car
• Lost or Stolen Key Cover
• 5-Year Repair Guarantee
• Liability to Others
• Driving Abroad
• Accessory Cover
• Accidental Damage

Third-party, Fire & Theft policies include:

• Lost of Stolen Key Cover
• Liability to Others
• Driving Abroad
• Third-Party, Fire & Theft

We’ll cover all your navigational equipment which is permanently fitted to your car. Your radio and any other audio and visual equipment will be covered for up to £1000.

Heading overseas? You’re covered for up to 90 days a year when driving in EU countries, plus places like Norway, Switzerland and Iceland.

You’re covered for legal responsibility if someone is injured, passes away, or their property is damaged because of an accident involving your car.

With our Key Assist Cover, you'll be covered for any of the below:

• Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
• All your car, home and office keys on your keyring
• Locksmith charges
• New locks if it's determined that your key claim represents a security risk
• If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
• Multiple claims across the policy term, totalling £1,500 per period of insurance
• Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
• If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Your car is covered if it’s damaged or lost because of fire, explosion, theft or attempted theft.

Comprehensive policies include:

• Free Courtesy Car
• Lost or Stolen Key Cover
• 5-Year Repair Guarantee
• Liability to Others
• Driving Abroad
• Accessory Cover
• Accidental Damage

Third-party, Fire & Theft policies include:

• Lost of Stolen Key Cover
• Liability to Others
• Driving Abroad
• Third-Party, Fire & Theft

We’ll cover all your navigational equipment which is permanently fitted to your car. Your radio and any other audio and visual equipment will be covered for up to £1000.

If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.

If your car is being repaired by one of our approved repairers after a claim, you’ll usually get a small courtesy car to keep you moving while the work’s done.

If you’re in an accident with an uninsured driver and it wasn’t your fault, you won't lose your No Claims Discount and you will not have to pay your policy excess. We might need to reduce your no‑claims discount and ask you to pay the excess while we look into what happened. Once we’ve confirmed the accident wasn’t your fault and the other driver was uninsured, we’ll put your no‑claims discount back and refund any excess you paid.

To do this, we’ll need:

• The make, model and registration number of the other car
• The name and address of the other driver

You're covered for up to £200 if you require a hotel stay when your car is involved in an accident.

We’ll repair or replace your car, parts or accessories if they’re damaged, lost or stolen.

We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.

We'll pay up to £200 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.

We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.

If you rely on your car for work, the school run or day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running. 

With Legal Cover, you can get up to £100,000 to help recover losses and costs if you're in an accident that wasn't your fault.

If the accident wasn’t your fault, you can claim back your losses from the other driver’s insurance. With Legal Expenses Cover, our legal team will help claim these losses for you.

If another driver takes you to court, we’ve got you covered. We’ll provide up to £5,000,000 to help you defend yourself.

Legal Cover also helps with other expenses not covered by standard car insurance if an accident wasn’t your fault. For example, if you can't work because of the accident, uninsured loss recovery can help you get back up to £100,000 of your lost income.

Any repairs carried out by our approved repairers come with a 5‑year guarantee, so you can feel confident the job’s been done properly.

We cover accessories and spare parts that are in or on your car, like breakdown kits or removable extras.

Heading overseas? You’re covered for up to 90 days a year when driving in EU countries, plus places like Norway, Switzerland and Iceland.

You’re covered for legal responsibility if someone is injured, passes away, or their property is damaged because of an accident involving your car.

With our Key Assist Cover, you'll be covered for any of the below:

• Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
• All your car, home and office keys on your keyring
• Locksmith charges
• New locks if it's determined that your key claim represents a security risk
• If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
• Multiple claims across the policy term, totalling £1,500 per period of insurance
• Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
• If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Your car is covered if it’s damaged or lost because of fire, explosion, theft or attempted theft.

Comprehensive policies include:

• Free Courtesy Car
• Lost or Stolen Key Cover
• 5-Year Repair Guarantee
• Liability to Others
• Driving Abroad
• Accessory Cover
• Accidental Damage

Third-party, Fire & Theft policies include:

• Lost of Stolen Key Cover
• Liability to Others
• Driving Abroad
• Third-Party, Fire & Theft

We’ll cover all your navigational equipment which is permanently fitted to your car. Your radio and any other audio and visual equipment will be covered for up to £1000.

If you rely on your car for work, the school run or day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running. 

With Legal Cover, you can get up to £100,000 to help recover losses and costs if you're in an accident that wasn't your fault.

If the accident wasn’t your fault, you can claim back your losses from the other driver’s insurance. With Legal Expenses Cover, our legal team will help claim these losses for you.

If another driver takes you to court, we’ve got you covered. We’ll provide up to £5,000,000 to help you defend yourself.

Legal Cover also helps with other expenses not covered by standard car insurance if an accident wasn’t your fault. For example, if you can't work because of the accident, uninsured loss recovery can help you get back up to £100,000 of your lost income.

Heading overseas? You’re covered for up to 90 days a year when driving in EU countries, plus places like Norway, Switzerland and Iceland.

You’re covered for legal responsibility if someone is injured, passes away, or their property is damaged because of an accident involving your car.

With our Key Assist Cover, you'll be covered for any of the below:

• Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
• All your car, home and office keys on your keyring
• Locksmith charges
• New locks if it's determined that your key claim represents a security risk
• If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
• Multiple claims across the policy term, totalling £1,500 per period of insurance
• Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
• If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination

Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy

Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks

Your car is covered if it’s damaged or lost because of fire, explosion, theft or attempted theft.